Signup policies

Requesting access

Submit only your name, business email, organization and billing preference. Do not submit borrower records, dates of birth, financial documents, passwords or authentication codes. Requesting access is free and does not create a subscription or authorize a charge.

Owner review and access

Requests are recorded as pending for review by Nicholas Babut. Registration or sign-in alone does not grant workspace, report, API or download access. An authenticated owner must approve or decline a request. Opening a notification link never approves a request. Requests remain pending while the owner is unavailable.

Information used for review

The supplied business contact details are used to review and administer the request. The system retains the request, review decision and necessary notification/audit records. This page does not establish a retention period or authorize unrelated marketing, data sales or use of borrower information.

Before any purchase

Approved applicants must separately complete applicable onboarding and checkout, with the price, interval, inclusions, renewal, cancellation and refund limitations displayed before affirmative acceptance. Approval itself does not charge you. Paid checkout is not currently available on this public website.

Refund policy for the planned paid service

The approved policy is no refunds, except where legally required and to correct billing errors. The complete purchase agreement, contracting entity and applicable terms must be finalized and displayed before paid checkout is enabled. This summary does not override mandatory rights or establish an accepted paid contract.

Help with a request

For help with an access request or signing in, email babutconsulting@gmail.com. The review record and decision remain separate from payment and workspace activation. Do not send sensitive information through an access request or by email.